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When rideshare applications like Uber and Lyft were first introduced, there were many questions around liability in case of an accident. Quickly, Uber drivers and accident victims found that personal insurance policies do not cover commercial activity.
Driving for a rideshare service is considered a commercial activity, which might mean you need a car accident lawyer in Florida to help you figure out how to get your car repaired and pay any related medical bills.
It’s taken some time for the rideshare industry and state laws to better define insurance issues when rideshare drivers are involved in an accident. But before you become an Uber or Lyft passenger, you should understand your rights and how insurance applies to you.
Believe it or not, Uber is more than 10 years old now. It was first introduced in March 2009. Lyft followed a few years later in 2012. There are also several other local rideshare companies in various cities thanks to the ease of use, competitive fares, and convenience ridesharing offers.
In the 11 years since the start of ridesharing, the industry has clarified when the rideshare company must cover an accident. Here’s a look at covered Uber accident scenarios.
At times, accidents with a car used as an Uber rideshare vehicle are not covered under Uber’s third-party insurance policies. Here are a few examples of scenarios where you would not be covered.
While Uber now has good third-party insurance coverage for its drivers, there are still circumstances where the other driver is at-fault for an accident. As a passenger, this can make for a slightly sticky situation.
During the exchange of information, make sure you get the at-fault driver’s insurance policy information in case you suffer injuries as a result of the accident. While you might feel fine at first, late-onset injuries are common after a car accident. If you do suffer such injuries, be sure to contact a Fort Lauderdale auto accident attorney to see if there is liability coverage from the at fault party or if you are eligible for Uninsured motorist coverage through Uber or another policy.
Being the victim of an Uber accident is no fun at all. Whether you’re a passenger in the Uber or another motorist, you have a right to seek compensation if you’ve been injured.
Schedule a free consultation with Goldman & Daszkal to learn more about whether you have a case. We’ll help you navigate the complicated and often confusing maze of insurance coverage after an accident to make sure you aren’t left with large bills.
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